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    Even with Stafford or Perkins loans you may find you still do not have enough money to match your needs.The next step is to find a supplemental loan to help close the funding gap.How much will Sallie Mae or Navient accept as a settlement?—Horacio Unfortunately, at least for the time being, there are not many options for private student loans like those obtained through Sallie Mae.My husband works full time & has a part time business that I help run from home.

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